protect your vacation!
Why Travel Insurance Is a Must for Every Traveler
We get it—travel insurance might not feel like the most exciting purchase for your vacation. It's easy to think, "I’m healthy, and nothing will happen!" But the truth is, travel insurance does much more than just protect your investment—it safeguards you and your loved ones from the unexpected.
Did you know most U.S. health insurance plans don’t cover you abroad? Whether it’s a canceled trip, a medical emergency, or lost luggage, the unforeseen can happen to anyone. Travel insurance offers peace of mind and protection against risks that could otherwise derail your carefully planned trip.
Top Reasons to Invest in Travel Insurance
When to Buy Travel InsuranceWe recommend purchasing a policy as soon as you book your trip to maximize its benefits. Once an event, like a hurricane, is named or a travel advisory is issued, it is too late to secure coverage for those circumstances.
Why Choose Independent Travel Insurance?While some travel suppliers offer insurance, an independent policy provides several advantages:
At Perfectly Planned Journeys, we partner with top travel insurance providers to offer you the best protection for your trip. Let us help you find the perfect policy so you can travel with confidence and enjoy every moment of your journey.
We get it—travel insurance might not feel like the most exciting purchase for your vacation. It's easy to think, "I’m healthy, and nothing will happen!" But the truth is, travel insurance does much more than just protect your investment—it safeguards you and your loved ones from the unexpected.
Did you know most U.S. health insurance plans don’t cover you abroad? Whether it’s a canceled trip, a medical emergency, or lost luggage, the unforeseen can happen to anyone. Travel insurance offers peace of mind and protection against risks that could otherwise derail your carefully planned trip.
Top Reasons to Invest in Travel Insurance
- Trip Cancellation or Interruption Coverage: Reimbursement for prepaid expenses if your trip is canceled or interrupted for covered reasons.
- Emergency Medical & Dental Protection: Coverage for unexpected medical expenses and emergency transportation.
- Baggage Protection: Compensation for lost, stolen, damaged, or delayed baggage.
- Cancel for Work Reasons: Coverage if you’re required to work and must cancel your trip.
- Supplier Financial Default: Protection if your travel provider goes bankrupt.
- Pre-existing Conditions: Coverage if the policy is purchased by specific deadlines.
- Advance Emergency Funds: Quick access to financial assistance in emergencies.
- Cancel Anytime Flexibility: Cancel for covered business or personal reasons with extra flexibility.
- Missed Connections: Coverage for delays that cause you to miss part of your itinerary.
- Peace of Mind: Confidence knowing you're protected from the unexpected.
When to Buy Travel InsuranceWe recommend purchasing a policy as soon as you book your trip to maximize its benefits. Once an event, like a hurricane, is named or a travel advisory is issued, it is too late to secure coverage for those circumstances.
Why Choose Independent Travel Insurance?While some travel suppliers offer insurance, an independent policy provides several advantages:
- Comprehensive Coverage: Often includes better protection than supplier policies.
- Financial Default Coverage: Independent policies typically cover supplier bankruptcies.
- Single Provider: Streamlines claims and avoids dealing with multiple insurance companies.
- Refunds vs. Credits: Supplier insurance may offer trip credits instead of cash refunds, often with blackout dates and expiration limits.
At Perfectly Planned Journeys, we partner with top travel insurance providers to offer you the best protection for your trip. Let us help you find the perfect policy so you can travel with confidence and enjoy every moment of your journey.
