"Every person who prepares is one less person who panics in crisis" - Mike Adams
Don't forget to protect your vacation, and those you travel with!
Many travelers chose not to purchase travel insurance, after all they are healthy, and most likely nothing will happen! We understand! It is much more fun to spend the money on a nice dinner, a fun excursion or actually anything other than travel insurance.
You may wonder why buy travel insurance for your vacation. It’s not just your investment you’ll be protecting; it’s protecting yourself and your family. Most health insurance companies in the United States do not cover individuals while they are traveling out of the country. Remember the unforeseen can happen to anyone!
Vacations can take months to plan and only hours to ruin if you have to cancel your trip or get sick while traveling. Insurance protects the unexpected. Policies often cover benefits like trip cancellation and interruption, emergency medical and dental coverage and a 24-hour assistance hotline so help is always just a phone call away. Cancel Anytime even provides protection if your vacation is canceled or interrupted for covered business reasons.
Top 10 Reasons for Travel Insurance
Coverage if you have to cancel, interrupt or delay a trip for a variety of covered reasons.
Reimbursement for covered medical and dental expenses incurred and emergency medical transportation.
Coverage for lost, damaged, stolen or delayed baggage.
Coverage if you are required to work for covered reasons and have to cancel.
Coverage for supplier default in situations where a carrier, cruise line, tour operator or other travel entity goes into financial default.
Coverage for existing medical conditions when plan is purchased on or before final trip payment as shown on your original trip invoice.
Advance emergency funds.
Cancel Anytime policy that lets you enjoy extra flexibility.
Peace of mind.
We recommend that you always purchase a travel insurance policy as soon as you book your travel to get maximum benefits out of your policy. Keep in mind that you have no coverage until you have a policy in place. Once something has been mentioned in the media it is too late to get coverage for that incident, so for instance after a hurricane has been named you will no longer be able to get coverage for incidents related to the hurricane.
Furthermore, we recommend that you purchase a policy through an independent insurance agency not through the supplier. The reason for this is that the coverage is most likely much better, the response time will be better and a supplier's insurance will most likely not cover their own financial default. It is also easier to have to deal with one insurance company, instead of one for each of the travel components of your trip. Lastly, many policies by travel suppliers will not refund you money, but will rather give you a credit towards a new trip, often with black-out dates and an expiration date.
Perfectly Planned Journeys sells travel insurance from several of the large companies, and will be more than happy to provide a policy for you.